Federal Reserve holiday schedule

Bank holidays 2026–2027

Days the Federal Reserve is closed, which most banks follow.

Oct 12
2026Columbus Day
Columbus Day (Mon., Oct. 12) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 11
2026Veterans Day
Veterans Day (Wed., Nov. 11) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 26
2026Thanksgiving
Thanksgiving (Thu., Nov. 26) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 27
2026Black Friday
The day after Thanksgiving is not a Federal Reserve holiday: the Fed is open, so banks are generally open.Open Dec 24
2026Christmas Eve
Christmas Eve (Thu., Dec. 24) is not a Federal Reserve holiday: the Fed is open, so banks are generally open.Open Dec 25
2026Christmas
Christmas Day (Fri., Dec. 25) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Dec 31
2026New Year's Eve
New Year's Eve (Thu., Dec. 31) is not a Federal Reserve holiday: the Fed is open, so banks are generally open.Open Jan 1
2027New Year's Day
New Year's Day (Fri., Jan. 1) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Jan 18
2027MLK Day
Martin Luther King Jr. Day (Mon., Jan. 18) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Feb 15
2027Presidents Day
Washington's Birthday / Presidents Day (Mon., Feb. 15) is a Federal Reserve holiday: Federal Reserve Banks cl…Closed Mar 26
2027Good Friday
Good Friday (Fri., March 26) is not a Federal Reserve holiday: the Fed is open, so banks are generally open.Open Mar 28
2027Easter
Easter is not a Federal Reserve holiday; it falls on a Sunday, when bank branches are generally closed.Closed May 31
2027Memorial Day
Memorial Day (Mon., May 31) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Jun 18
2027Juneteenth
Juneteenth falls on Saturday, June 19, 2027.Open Jul 5
2027July 4th
July 4, 2027 is a Sunday; all Federal Reserve offices (Reserve Banks and Board) are closed Monday, July 5, so…Closed Sep 6
2027Labor Day
Labor Day (Mon., Sept. 6) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Oct 11
2027Columbus Day
Columbus Day (Mon., Oct. 11) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 11
2027Veterans Day
Veterans Day (Thu., Nov. 11) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 25
2027Thanksgiving
Thanksgiving (Thu., Nov. 25) is a Federal Reserve holiday: Federal Reserve Banks closed.Closed Nov 26
2027Black Friday
The day after Thanksgiving is not a Federal Reserve holiday: the Fed is open, so banks are generally open.Open Dec 24
2027Christmas Eve
Christmas falls on Saturday.Open Dec 25
2027Christmas
Christmas Day (Saturday, Dec. 25, 2027) is a Federal Reserve holiday; the Reserve Banks stay open the Friday…Closed Dec 31
2027New Year's Eve
New Year's Day 2028 falls on Saturday.Open

The rule

Banks generally follow the Federal Reserve's holiday schedule; branch hours are set by each bank and can differ. Federal Reserve holidays: New Year's Day, Martin Luther King Jr. Day, Washington's Birthday, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day (K.8, 2026-2030). Fed rule: 'For holidays falling on Saturday, Federal Reserve Banks and Branches will be open the preceding Friday; however, the Board of Governors will be closed. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.' So in 2027 the Federal Reserve Banks are open on Fri. June 18, Fri. Dec. 24 and Fri. Dec. 31 even though federal offices are closed, and closed Mon. July 5. Good Friday, Christmas Eve, New Year's Eve and the day after Thanksgiving are not Fed holidays.

From the Federal Reserve's published schedules, checked October 7, 2026. "Expected" days follow its standing practice until it publishes them. · All holiday hours