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Federal Reserve holiday schedule · Monday, January 18, 2027

Are banks open on MLK Day 2027?

Closed

No. Banks are closed on MLK Day, Monday, January 18, 2027.

Details

Martin Luther King Jr. Day (Mon., Jan. 18) is a Federal Reserve holiday: Federal Reserve Banks closed. Most banks follow the Federal Reserve schedule, but each bank sets its own branch hours, so check with yours.

Confirmed by the Federal Reserve. Source

Banks on other holidays

Full schedule
Columbus Day
Monday, October 12, 2026ClosedVeterans Day
Wednesday, November 11, 2026ClosedThanksgiving
Thursday, November 26, 2026ClosedBlack Friday
Friday, November 27, 2026OpenChristmas Eve
Thursday, December 24, 2026OpenChristmas
Friday, December 25, 2026ClosedNew Year's Eve
Thursday, December 31, 2026OpenNew Year's Day
Friday, January 1, 2027ClosedPresidents Day
Monday, February 15, 2027ClosedGood Friday
Friday, March 26, 2027Open

Also on MLK Day

Post office
Martin Luther King Jr. Day (Mon., Jan. 18) is a federal holiday, which USPS observes – Post Offices closed an…ClosedUPS
UPS lists Martin Luther King Jr. Day (Mon., Jan. 18) among the days it's closed – no pickup or delivery; UPS…ClosedFedEx
In 2026, MLK Day was modified service (early on-call and drop box pickups in some areas); FedEx Office open.Not announcedStock market
Closed Monday, Jan. 18, 2027 (Martin Luther King, Jr. Day).ClosedBond market
Full close recommended Monday, Jan. 18, 2027.ClosedFederal offices
Birthday of Martin Luther King, Jr. (Mon., Jan. 18, 2027) is a federal holiday; federal offices closed.Closed

Hours at your local branch or office can differ. What's open on MLK Day · All holiday hours